Volumul XXIII/2018 (Volume XXIII/2018)

Anale. Seria Ştiinţe Economice

Annals. Economic Science Series

Vol. XXIII / 2018 (Vol. XXIII / 2018)

I.S.S.N. 1582 - 2680
editura eurostampa
Timişoara 2018

Clasificată de către CNCSIS în categoria B+ cod CNCSIS 108

Inclusă în categoria B+ de către CNCSIS şi indexată în bazele de date CEEOL, JEL on CD, RePEc, DOAJ și EconLit de către American Economic Association, supusă evaluării pentru clasificarea ISI a Thompson Reuters.

This periodical is a B+ category by CNCSIS standards (National Council of Scientific Research in Higher Education) (CNCSIS Code 108), and indexed in international databases:
DOAJ, EconLit, RePEc, CEEOL and JEL on CD. Lucrările publicate în acest volum angajează exclusiv răspunderea autorilor. The papers published in this volume engage exclusively the authors responsibility.

(www.fse.tibiscus.ro/anale)

COMITETUL DE ORGANIZARE

ORGANIZING COMMITTEE


Associate Professor Cristina Mihaela NAGY - "Tibiscus" University of Timişoara, Faculty of Economics

Professor Radu RĂDUCAN - "Tibiscus" University of Timişoara, Faculty of Economics

Tenure Teacher Elena Doina GHICA - National College „Traian Doda”, Caransebeș

Associate Professor Franca MLADIN - "Tibiscus" University of Timişoara, Faculty of Economics

Associate Professor Marina Luminița SÂRBOVAN - "Tibiscus" University of Timişoara, Faculty of Economics

Lecturer Lavinia- Olivia IANCU "Tibiscus" University of Timişoara, Faculty of Economics

Lecturer Florentina Anica PINTEA - "Tibiscus" University of Timişoara Faculty of Computer Science and Applied Informatics

Assistant Lecturer Mihaela Simona GALEA - "Tibiscus" University of Timişoara, Faculty of Economics

Lecturer Silvia Laura MADINCEA PAȘCU - "Tibiscus" University of Timişoara, Department of Cross Curricular Theaching

Lecturer Tania PETCOVICI -"Tibiscus" University of Timişoara, Department of Cross Curricular Theaching

COLEGIUL DE REDACŢIE

EDITORIAL BOARD


Editor – Associate Professor Cristina Mihaela NAGY - "Tibiscus" University of Timişoara, Faculty of Economics

Acad. Professor Păun Ion OTIMAN - Romanian Academy

Professor Dumitru POPOVICI - "Tibiscus" University of Timişoara, Faculty of Economics

Professor Tibor KISS - University of Novi Sad, Faculty of Economics, Subotica, Serbia

Professor Marija CILEG - University of Novi Sad, Faculty of Economics, Subotica, Serbia

Adjunct Professor Elena Doina GHICA - National CollegeTraian Doda, Caransebeș

Associate Professor Franca MLADIN - "Tibiscus" University of Timişoara, Faculty of Economics

Associate Professor Marina Luminița SÂRBOVAN - "Tibiscus" University of Timişoara, Faculty of Economics

Assistant Professor Ramona Violeta VASILESCU - "Tibiscus" University of Timişoara, Faculty of Economics

Assistant Professor Florentina Anica PINTEA - "Tibiscus" University of Timişoara Faculty Computers and Applied Computer Science

Lecturer Raoul Sabin GORDEAN - "Tibiscus" University of Timişoara, Faculty of Economics

Fin. auditor Daniela Marioara POPOVICI - Tratatim LTD

Lawyer Claudiu Florin BAN – Timiș Bar Association

COMITETUL DE RECENZIE

REVIEW COMMITTEE


Ionel Bostan “Stefan cel Mare” University of Suceava, Romania

Lucian Cernușca ”Aurel Vlaicu” University of Arad, Romania

Aura Emanuela Domil West University of Timisoara, Romania

Veronica Grosu “Stefan cel Mare” University of Suceava, Romania

Daniela Haranguș ”Aurel Vlaicu” University of Arad, Romania

Ioan Hurjui “Stefan cel Mare” University of Suceava, Romania

Laura Raisa Milos West University of Timisoara, Romania

Marius Cristian Milos West University of Timisoara, Romania

Maria Moraru West University of Timisoara, Romania

Cristina Mihaela Nagy "Tibiscus" University of Timişoara, Romania

Silvia Laura Pașcu "Tibiscus" University of Timişoara, Romania

Tania Petcovici "Tibiscus" University of Timişoara, Romania

Ramona Violeta Vasilescu "Tibiscus" University of Timişoara, Romania

Universitatea "TIBISCUS" din Timişoara

Facultatea de Ştiinţe Economice

"TIBISCUS" University of Timişoara

Faculty of Economics

tibiscus

#Author & TitlePage
1 BAN Claudiu-Florin - THE ABUSIVE CLAUSES IN THE BANK CREDIT AGREEMENT 5
2 COLȚA Adela Suzana, NAGY Cristina Mihaela, POPOVICI Daniela Marioara - ACCOUNTING - THE MAIN SUPPLIER OF INFORMARTION FOR MANAGERS 10
3 COSTEA Simona Cristina - ECONOMIC PARTICULARITIES OF E-COMMERCE IN THE CONTEXT OF GLOBALIZATION 17
4 COSTESCU Irina - THE ECONOMIC AND TAX EFFECTS OF LEGISLATIVE CHANGES ON THE WORKFORCE 22
5 DĂIANU Dana Codruța - ENTREPRENEURSHIP CONSIDERATIONS IN THE EU 28
6 CIUREA Jeanina, DEMYEN Suzana - THE POSITIVE ROLE OF SMALL AND MEDIUM SIZED ENTERPRISES IN THE DEVELOPMENT OF ROMANIAN ECONOMY 35
7 GALEA Mihaela Simona, NAGY Cristina Mihaela - INTRODUCTION TO ICT AND E-LEARNING 42
8 GALEA Mihaela Simona - THE ECONOMETRIC ANALYSIS REGARDING THE PART HEALTH PLAYS IN ECONOMICAL GROWTH 47
9 GHICA Elena Doina - SPECIAL CONTRACTS OF INTERNATIONAL TRADE 53
10 GHICA Elena Doina - THE LAW PRINCIPLES OF THE INTERNATIONAL TRADE 56
11 GHICA Elena Doina, TURNEA Adasena Iconia - INSOLVENCY RISK PREVENTION STRATEGIES 59
12 GHICA Elena Doina, TURNEA Adasena Iconia - THE TRADE PROFESIONIST 62
13 HARANGUŞ Daniela - BANKING REGULATION AND PRUDENTIAL SUPERVISION IN ROMANIAN BANKING SYSTEM 64
14 HARANGUŞ Daniela - SPECIFIC RULES FOR THE EVALUATION OF CREDIT INSTITUTIONS’ ASSETS 70
15 HARANGUŞ Daniela - THE IMPORTANCE OF NON - FINANCIAL FACTORS IN THE ANALYSIS OF BANK CREDITS 76
16 IANCU Lavinia - OPENING THE INSOLVENCY PROCEDURE. THE DEBTOR’S REQUEST 81
17 MLADIN Franca - IMPLEMENTATION AND OPERATION OF INTERNAL MANAGEMENT CONTROL IN PUBLIC ENTITIES 87
18 MLADIN Franca - INTERNAL MANAGEMENT CONTROL IN PUBLIC ENTITIES 92
19 MLADIN Franca - PURPOSE AND DEFINITION OF INTERNAL MANAGEMENT CONTROL STANDARDS 97
20 NAGY Cristina Mihaela, SABĂU Crăciun - ANALYSIS OF INDICATORS USED IN INSOLVENCY AT EUROPEAN UNION LEVEL 102
21 NEGRUȚ Viorel, PAVEL Codruța - INTELLIGENT SOLUTIONS FOR ESTIMATION OF TENDENCIES IN THE STOCK MARKET 109
22 PAVEL Ciprian, NEGRUȚ Lucia - MARKETING DECISIONS MADE BASED ON THE PROBABILITY OF SUCCESS 120
23 PENTELIUC-COTOŞMAN Luciana - SYMBOLIC IMAGE AND SOCIAL IMAGINARY IN THE LUXURY BRANDS COMMUNICATION AND MARKETING 128
24 PETCOVICI Tania - QUALITY AND STANDARDS IN TRANSLATION 138
25 PETCOVICI Tania - THE IMPORTANCE OF TRANSLATION INDUSTRY FOR THE COMMERCIAL SECTOR 143
26 POPOVICI Florin - SOME CONSIDERATIONS ON THE AUDIT OF THE PUBLIC AND PRIVATE PATRIMONY OF ADMINISTRATIVE-TERRITORIAL UNITS BY THE ROMANIAN COURT OF ACCOUNTS 147
27 POPOVICI Florin - SOME CONSIDERATIONS ON THE AUDIT OF THE PUBLIC AND PRIVATE PATRIMONY OF ADMINISTRATIVE-TERRITORIAL UNITS BY THE ROMANIAN COURT OF ACCOUNTS (2) 157
28 STOICA Adrian Florin - THE IMPORTANCE OF AN ADEQUATE ORGANIZATIONAL CULTURE IN THE OPERATIONALIZATION OF THE CI PROCESS 164
29 TĂRĂBÎC Mirela, NAGY Cristina Mihaela - HISTORY'S ROLE IN THE EMERGENCE OF INSURANCE AND ECONOMIC DEVELOPMENT 170
30 TĂRĂBÎC Mirela - ECONOMIC AND SOCIAL ASPECTS OF THE COLLECTIVIZATION OF AGRICULTURE IN THE RURAL ENVIRONMENT OF BANAT REGION 179
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